HYDRO CREDIT LAUNCHES 70,000 – Member SCHOOL SAVINGS CLUB

The second largest credit union in Ghana with reference to assets, Hydro Co-operative Credit Union Limited (HCCUL) has launched a School Savings Club with a current membership of 70,000, during its Annual General Meeting at the forecourt of its ultra-modern office at Akosombo in the Eastern Region.

It brought together pupils from different schools across the region to partake in the official launch of the club.

The Club is part of a financial inclusion initiative by the Union to inculcate savings culture in school children in the Eastern Region and the nine other regions of the country very soon.

The official launch of the club was done by the Chairperson of HCCUL Madam Love Grace Ofori who advised the school children not to steal money from parents and guardians to invest in their accounts, but economize what is given to them and they will have no regrets joining the club.

The Union then commenced its meeting which saw thousands of members, regional and national heads of the Ghana Co-operative Credit Unions Association (CUA) Limited, stakeholders in the Ghanaian financial sector and the Media congregating be part of the event.

Droves of members from Tamale, Suyani, Tema, Kumasi, Ada, Bui and Bolgatanga had to go through a registration to participate in the meeting.

It then continued with the introduction of dignitaries and a presentation of the previous AGM’s minutes by the Assistant Secretary to the Board of Directors, Mr. Joseph Asare Keteku. He referred to an educational talk made by COP, Dr. Akuffo Dampare of the Ghana Police Credit Union on the principles of co-operatives and the need to join investment and savings in order to have financial freedom during retirement.

Chairperson for the Union, Madam Love Grace Ofori presented the Annual report on behalf of the Board of Directors. She emphasized that the Union exists so that its members will have a life time freedom and outlined other details of the report.

This was trailed by the presentation of the audited report for the year which was put together by the Eastern Regional Department of Co-operatives and CUA.

The Chief Executive Officer of Hydro Co-operative Credit Union, Mr. Joseph Garti, led the discussion on the annual and audited report as well as the approval of the budget for the 2018/2019 financial year.

A member of the Union, Mr. David Boahen, commended the management and staff for their diligent and dedicated service that has earned the Union its current reputation as the second largest credit Union in Ghana and its Chief Executive Officer, Mr. Joseph Garti, the best Credit Union Manager of the year.

Another member, Mr. Kenneth Kojo Obeng, also commended management and staff for their efforts and called for a review of the process involved in loan acquisition by members of the union.

The percentage of dividend raised a lot of deliberations but a consensus of 25% payable to member was reached.

Elections scheduled to choose new executives to the various committees and Board of Directors during the AGM was however postponed by the Eastern Regional Division of the Electoral Commission after a consultative meeting with contesting candidates, officers from CUA and management of Hydro Credit, to a date that is yet to be communicated to members.

 

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