MCAG ENDS WEEKLONG SENSITIZATION DRIVE IN THE NORTHERN REGIONS

The Micro Credit Association (MCAG) has embarked on a week-long sensitization drive in the Northern, Upper West, and Upper East Regions of Ghana.

The sensitization program in the Northern parts of Ghana forms part of sequence of activities to mark the 10th anniversary of the Association and also educate and give everyone an opportunity to understand the micro credit business.

The week-long program commenced in Tamale in the Northern Region and continued to Wa in the Upper West Region and Bolgatanga in the Upper East Region simultaneously.

In the Northern Regional capital, Tamale, Mr. Ebenezer Quartey, explained that, micro credit businesses that are registered with the Association are not only legitimate operators, but also get trained and supervised.

He also encouraged all micro credit operators to register their businesses because lending money without the required license is illegal.


Mr. Ebenezer Quartey speaking at a Seminar in Tamale

“The regulation states that, when one gives out loans without the requisite license, one is engaged in an illegal business” he stated emphatically.

At a seminar in Wa, the Executive Secretary noted that, with over 70% of Ghanaians in the informal sector, the growth of micro credit business will improve the lives of individuals, small and medium scale enterprises in the micro economic sector of the country as whole.

He explained further that, huge capital is not required to start a micro credit business, however, a license is necessary.

Mr. Quartey mentioned that, acquiring the license and joining the Association is beneficial to the individual as its members get educated on risk management and always have the support of the Association.

The Executive Secretary admonished that, to make debtors responsible, micro credit operators must devise innovative ways of recuperating their loans.

The Northern Sector Coordinator for MCAG, Mr. Sampson Makafui in a radio interview at Bolgatanga explained that, some individuals in the money crediting business were of the view that, they owned the money so there was no need for them to be controlled. “According to our research, we know that there are a lot of people in the Northern Region involved in this business but have not been registered. Some of them think it’s their own money so there is no need for them to be regulated. It is for this reason that we are holding this educational workshop” he stated.


Mr. Sampson Makafui in an interview at A1 Radio, Bolgatanga

Mr. Makafui added that, the Association was not undertaking the activity to apprehend anyone but to advise them on the benefits of joining the Association and formalizing their micro crediting business.

He said “we here to educate them and open our doors to formalize their businesses but not to apprehend or arrest anyone”.

The Northern Sector Coordinator for MCAG cautioned citizens to undertake thorough background checks on any financial institution before doing business with them.

He added that, members of the Association do not take deposit from the public but only give out loans to people.

Mr. Douglas Owusu Banahene, Monitoring and Evaluation Officer of MCAG and Mr. Joseph Lanbon, Upper West Regional Representative of MCAG, also educated participants on the Association’s procedures during seminars in Tamale and Wa respectively.

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